Blog

Hard Credit Inquiries vs. Soft Credit Inquiries

When you get a copy of your credit report, you’ll see more than just your current and historical credit accounts. You’ll see your payment history, including any payments made more than 30, 60, and 90 days past the due date, along with your account balances and credit limits. You’ll also see credit inquiries. A credit… Read More »

Plant Your Roots This Fall and Spring Will Flourish!

Spring is often thought of as the best time for planting, but planting in the fall can offer some significant advantages for your plants. Below are some reasons why fall is the best time for planting perennials, trees, and shrubs. Perfect Planting Weather The cooler weather of fall is easier for plants and gardeners alike.… Read More »

30-Year and 15-Year Mortgages Are Not Your Only Choice

If you’re brand new to the wonderful world of home loans, you might be a bit overwhelmed by how many different types of financing options are really out there. Both primary loan types (fixed-rate and adjustable-rate) have many variations, so how do you know which one is best for you? Let’s start with Fixed-Rate Mortgages.… Read More »

What’s with those “We Buy Houses for Cash” companies?

In today’s real estate market, homes stay on the market for about 25 days on average before going under contract. That’s better than back in 2010 when homes were averaging 140 days to sell, but it’s still not fast, and there’s no guarantee that your home will sell in 25 days. Location, season, and many… Read More »